Guiding you home,
building your future

Buying a home is one of the most exciting things you'll ever do — and you shouldn't have to work out the finance part on your own. Whether it's your first place, your next one, or a loan that deserves a fresh look, let's find out together what's possible.

Book a chat See what you could borrow

Start with a chat. No documents needed, nothing to commit to — and no jargon unless you ask for it.

Maureen Krieger, finance and mortgage broker

Maureen Krieger · Finance & Mortgage Broker

You can ask me anything

Truly anything. What's an offset? Is my deposit big enough? Does that Afterpay account matter? There's no such thing as a silly question here — and the ones people worry are silly are usually the most useful ones they ask.

I'll do the boring parts

The forms, the follow-ups, the hold music, the emails to your conveyancer. You get on with choosing a place and picking paint colours.

You'll always know where you stand

What it costs, how I'm paid, what happens next and how long it should take — in writing, before you commit to anything.

Your next move

Where are you headed?

Every one of these is the start of something good. Have a look at whichever fits where you're at — and if none of them quite do, that's exactly what a first conversation is for.

Buying your first home

You've saved, you've been to the open homes, and you're closer than you probably think. Let's work out exactly what's possible.

Refinancing

Your loan should still be working as hard as you are. A fresh look often frees up more than people expect.

Investment lending

Getting the first one right is what makes the second one possible. Let's set things up so your plans have room to grow.

Self-employed & business owners

You've built something, and it should count for you rather than against you. With the right preparation and the right lender, it does.

See everything I can help with

How it works

What working together looks like

Three steps, and most of the heavy lifting is mine.

We start with a chat

We talk about what you're hoping to achieve and where you're up to. No documents needed, and nothing at all to commit to.

I go and do the legwork

I build the full picture, compare your options across my lender panel, then walk you through a shortlist in plain English — with my recommendation and the reasoning behind it.

I'll see it through to settlement

The application, the lender's questions, valuations, your conveyancer, the follow-ups — I'll look after all of it and keep you posted along the way. And I'm still here long afterwards.

The full process, step by step

About

Hello — I'm Maureen

I've spent more than two decades in financial services, and I started TruLend to make finance feel less like a maze and more like a conversation.

You don't need to know the jargon or arrive with a perfect spreadsheet. Just tell me what you're hoping to achieve and answer my occasionally nosy questions honestly — the rest is my job.

More about me

The service promise

What you can expect from me

Six things I hold myself to — with a line under each about what that actually looks like, because promises are easy and specifics are harder.

Clarity over jargon

You'll understand every option, and the reason behind the recommendation.

In practiceIf I use a word and your eyes glaze over, please stop me. I won't mind at all.

Your goals first — always

I'll recommend what's genuinely right for you, even when that's “wait” or “stay put”.

In practiceIf borrowing isn't right just now, I'll say so — even though it costs me the business.

Guiding you at every stage

First home, next home, refinance, investment, business finance — I walk the whole journey.

In practiceYou'll hear from me once a year, every year, not only when there's something in it for me.

Supportive, never pushy

The “let's chat” door is always open, and I'll meet you wherever you're up to.

In practiceNo pushy follow-up calls, and never a reason to feel silly for taking your time.

I do what I say

Every callback, document and update happens when I've said it will.

In practiceIf I say Tuesday, you'll hear from me Tuesday — even if it's only to say there's no news yet.

Built on trust

This business grows through referrals and genuine care, and I protect that fiercely.

In practiceI thank every person who thinks of me, properly.

Calculators

Wondering what's possible?

Get a rough sense of your borrowing range in about a minute — no contact details, no credit check, no follow-up call unless you ask for one.

Try the calculators

One gentle caveat. A calculator can give you a rough sense of what's possible, and that's genuinely useful. What it can't tell you is which lender will say yes, how your particular income will be assessed, or what your real repayments will look like. That part takes a conversation — and the conversation is free.

A panel, not a single bank

I'm accredited across a panel of major banks, non-banks and specialist lenders through Connective, one of Australia's largest aggregators.

Free, no strings

The Borrowing Power Checklist

Most people lose borrowing capacity to things they never knew counted — and nearly all of it is fixable with a few months' notice. This is the list I work through before we go near a lender.

What lenders actually look at, in the order they look at it
The habits that quietly shrink what you can borrow
What's worth fixing now, and what genuinely doesn't matter

The checklist opens straight away on the next page — no waiting on an email. I'll know you've taken a look, and I'm easy to find if you'd like to talk any of it through. No follow-up call unless you ask for one.

Where I work

Local at heart, available Australia-wide

The Peninsula and Frankston are home, so if you'd rather chat over a coffee than a phone call, I'll happily come to you. And lending isn't limited by postcode — I look after clients in Sydney, Queensland and right across Australia, which works beautifully by phone and video.

The Peninsula

Mornington · Mount Eliza · Safety Beach · Dromana · McCrae · Rosebud · Tootgarook · Rye

Western Port side

Somerville · Tyabb · Hastings · Crib Point

Frankston & surrounds

Frankston · Frankston South · Seaford · Langwarrin · Carrum Downs · Skye

Not on the list? Please ask anyway — wherever you are, you'll get the same care.

Let's have a conversation

No cost, no obligation, and no documents needed. Just a proper chat about what you're trying to do.

Book a chat 0432 664 788

Guiding you home,building your future